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How it works

WHO IS THE PROCESSING BROKERAGE?
The Processing Brokerage is an independent consulting firm with an expertise in expense reduction of credit card processing fees.

Through our unique method of expense reduction, we eliminate overpayments of interchange fees, surcharges, processors fees, and uncover hidden fees while not requiring a vendor change of our clients credit card processor.

The Processing Brokerage pay-for-performance model drives us to achieve incredible results for your organization. We are only paid based off the reductions that have been achieved and shown in your monthly statements.

How It Works - Visualization

TIME AND RESOURCES NEEDED FROM YOU:

  • Review & Sign Agreement
  • Send 12 Months of Previous Processing Statements
  • Time for Presentation: 45 min - 1 hour
  • Send Statements on a Monthly Basis: Once reductions are shown on your statements, you will send monthly statements for us to analyze to ensure your rates are correct. We will also invoice off of your monthly statements.

WE DO THE REST OF THE WORK...

STEP 1: PARTNERSHIP
The Processing Brokerage is very good at delivering significant reductions in credit card processing fees for its clients. With that said, we want to first make sure that our services is a good fit for you and your organization and that is why we suggest starting with an initial consultation call that takes 5-15 minutes to discuss if our service is right for you. We want to help everyone that we talk to but we also want to be mindful of your time and resources. We want to have a short but meaningful conversation about how we can assist you.

All we need from you to proceed is your signature on our simple and easy to read agreement and your previous 12 months of credit card processing statement.

Give us a call at (888) 294-0641 or send us an email at info@processingbrokerage.com and lets discuss if the Processing Brokerage's ability to significantly reduce credit card processing fees is a good fit for your organization.

STEP 2: SEND STATEMENTS & STATEMENTS ANALYZED
Often the most time consuming portion of our entire service for our clients is completing the task of gathering the previous 12 months of your credit card processing statements for our analysis. Though we have analyzed as few as three months for clients, it is important for us to have a firm understanding of your credit card processing activity through an entire year. The more statements that you can provide us, the more thorough of an audit we can provide.

Once you have provided us with statements, we will do the rest of the work and provide an extremely thorough audit of your credit card processing statements. This audit will look at every transaction and each fee paid including but not limited to: assessment fees, interchange fees, authorization fees, AVS fees, International Fees, Surcharges, and uncover hidden fees that could be costing your organization thousands of dollars each month.

Our audit typically takes about 7-10 business days to complete.

Give us a call at (888) 294-0641 or send us an email at info@processingbrokerage.com and lets discuss if the Processing Brokerage's ability to significantly reduce credit card processing fees is a good fit for your organization.

STEP 3: YOUR VALIDATE MY RATE ANALYSIS
Our Validate My Rate is a 17-20 page report that will tell you everything you need to know in regard to your credit card processing environment.

  • Full audit of your credit card processing environment.
  • Interchange optimization - Analysis that provides detailed information on if transactions are downgrading and what is causing those downgrades.
  • The lowest rate available in the marketplace for your organization - Using industry benchmarks, trends, and our years of experience, we will calculate the exact rate your organization should be paying.
  • Credit Card Processing 101 - We will educate you on all the fees associated with credit card processing including interchange, assessment, and processor fees.
  • Annual Savings Estimate - Hidden fees, surcharges, overcharges, and downgrades are all uncovered.
  • Line item reduction report and expert recommendations detailed specifically for your organization.

Give us a call at (888) 294-0641 or send us an email at info@processingbrokerage.com and lets discuss if the Processing Brokerage's ability to significantly reduce credit card processing fees is a good fit for your organization.

STEP 4: REDUCTIONS
Once we have presented our Validate My Rate Analysis and shown all possible reductions that are available for your organization, the following will take place:

1.) If we find ABOVE $20,000 in annual reductions available for your organization - We will discuss what reduction opportunities to pursue and the Processing Brokerage will work on your behalf to obtain reductions without requiring the changing of processors. Once reductions are implemented, we only get paid a percentage of the reductions that are shown on your monthly statements.

OR

2.) If we find BELOW $20,000 in annual reductions available for your organization - You just received a thorough independent audit of your credit card processing fees for free. This approach to expense reduction minimizes the exposure to risk for our clients as we are forced to find significant savings of over $20,000 a year or our service is free.

Give us a call at (888) 294-0641 or send us an email at info@processingbrokerage.com and lets discuss if the Processing Brokerage's ability to significantly reduce credit card processing fees is a good fit for your organization.